4 points to remember while renewing Car Insurance

Buying a vehicle is like achieving the next milestone. It brings happiness and satisfaction while allowing you to fulfil your desires. You rely on them for travelling to the office or an event with your family. While you enjoy your ride, you ensure your family members are safe and not face discomfort or difficulty.

Car Insurance protects your car and your finances from exhaustion. While car repairs are costly, it also covers medical expenses of the third-party person and damage to their property. It also saves you from financial and legal hassles while driving on the road. Hence, you drive with a peaceful mind and reach your destination. Consider these points during renewal:

Policy types

While approaching your agent for Car Insurance renewal, you get several options. An own damage cover helps you stay covered against damage caused to your vehicle due to fire, theft, etc. During accidents, the damage cover compensates for the repair expense or replace parts of your damaged vehicle.

You can also select add-on covers like Zero-Depreciation Cover, Passenger Assist, Consumables Cover, Safe Engine Cover, GAP Value Cover, Key Loss, and Roadside Assistance.

Policy wordings

While selecting the plan during online Four-Wheeler Insurance Renewal, read the policy wording carefully. They differ between companies. For example, the damage cover is different from riders. Choose the type to suit your vehicle, but read the terms carefully before buying it.

Digital communication

Car Policy is compulsory to drive on Indian roads according to the Motor Vehicles Act of the Indian law. It has a validity of a year where you need to pay the premium during renewal. You receive notification reminders on your mobile and email from your insurance company or agent and choose add-on covers for protection.

Renewing on time

Online Car Insurance renewal should be your priority when you know it will lapse. Avoid carrying an expired policy document as it attracts penalties and stands invalid. According to the new IRDAI rules, every vehicle owner should pay the premium during renewal to retain the provider’s No Claim Bonus benefit.

Go to the or download the app for Car Insurance online renewal. This way, you escape paying penalties or visiting the company branch every year.

The renewal process

Car Insurance renewal online saves time. Log in to the website or app and enter the renewal details, including your name, contact number, email address, vehicle registration number, and existing policy number.

Car Policy renewal protects you from theft, accidents, third-party legal liabilities, or natural calamities. Enjoy these benefits and live a hassle-free life with annual renewals. It is beneficial to buy a new plan instead of roaming with an expired one. The company inspects your car before issuing the new document. Remember the expiry date and renew timely.


With an online Car Insurance Policy renewal, you benefit from discounts for timely renewal. It helps track your renewal dates and set reminders. Access the portal or app anytime without assistance from an agent. You can also compare other schemes and change your provider conveniently.

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Written by 

Alex Wilson: Alex, a former tech industry executive, writes about the intersection of business and technology, covering everything from AI to digital transformation.