Value for Money in a Swimming Pool Purchase

David’s plan was to use his Christmas bonus money to build a pool, but if that’s something you’re interested in doing, you may want to go a another (more reliable) approach. David planned to use his Christmas bonus money to finally construct his pool. HomeAdvisor estimates that the average cost to construct a swimming pool is more than $50,000. If you’d prefer not to make such a large outlay all at once, a new pool may be financed via a payment plan tailored to your budget and cash flow needs. Even if your prise is a yearlong subscription to a jelly of the month club, we’ll show you the best methods to pay for a new pool so you can start swimming in it as soon as possible.

Things to Think About Before Buying a Pool

There are several factors to think about when deciding on a pool design, including the aesthetic value of your backyard and your financial resources. Choose between the tried-and-true method of using chlorine, or try something new with a saltwater pool. Since in-ground pools may easily cost in the tens of thousands to build, above-ground pools are frequently the most cost-effective option. The average cost to create an above-ground pool is $3,600. Be prepared to pay six figures on a custom-made structure. The prices for in ground pools should be well understood first.

The initial cost to build your pool and the continuous cost to keep it clean and useful for swimming (we shall explore the expenses of maintenance in more depth later) are both affected by the design you choose for your pool. You may better understand the range of outcomes and their related costs if you get quotes from many contractors. Getting many quotes can help you make sure you can afford to build your backyard paradise.

Swimming Pool Financing Choices

You don’t have to save up for years to come to afford the swimming pool of your dreams, no matter how elaborate or simple it may be. Here we’ll examine the five most popular approaches of funding a pool, along with the benefits and drawbacks of each.

A Credit Card

Putting the price of your pool on a credit card with a low annual percentage rate (APR) is one option you have, but ideally you should search for a card with a 0% APR introductory term. By spreading out your payments over a longer period of time, you may avoid paying interest on the vast majority of them. In addition, depending on the kind of reward, many credit cards provide a return on purchases in the form of points, miles for travel, or cash back. Think about applying for a credit card that will reward you for becoming a new customer. In the long term, this might help you save money.


Financial organisations including banks, credit unions, and online lenders make personal loans, sometimes known as “pool loans,” accessible. In certain situations, the lender may even collaborate with the pool business of your choice. You won’t have to risk losing your home or other valuables as you would with a regular credit card if you get a personal loan instead. The steps necessary in obtaining a loan are often quick and straightforward in compared to those required by other types of financing.

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Alex Wilson: Alex, a former tech industry executive, writes about the intersection of business and technology, covering everything from AI to digital transformation.